Pay by Finance with Webbs

Interest
Bearing Credit

Spread the cost of your purchase with equal monthly
amounts at a fixed interest rate.

  • - Receive your goods straight away
  • - Choose a Loan Term (24, 36 or 48 months)
  • - Pay a deposit (10%)
  • - Pay smaller monthly repayments spread over your chosen Loan Term
  • - Fixed Interest Rate for the whole term

The table below shows you how much monthly repayments will be based on the total order value.

Order
Value
Term
(Months)
Deposit
(10%)
Monthly
Payments
£300 24 £30 £13.52
£600 24 £60 £27.04
£1,200 36 £120 £39.20
£2,000 36 £200 £65.33

Interest Bearing Credit
Representative Example

Cash Price
£400

Deposit
£40

Loan Amount
£360

Representative APR
19.9%

Interest Rate
19.9% fixed

36 Monthly Repayments of
£13.07

Total Term of Loan Agreement
36 Months

Total Charge for Credit
£470.52

Total Amount Payable
£510.52

Early Settlement Fee
£29

Countdown Interest
Bearing Credit

Receive your goods straight away. 0% APR with a
repayment holiday period.

  • - Receive your goods straight away
  • - Choose a Defer Term before your first payment (6, 10 or 12 months)
  • - Pay a deposit (10%)
  • - Don't pay anything else for the Defer Term (0% APR Interest)
  • - Pay smaller monthly repayments spread over 48 months

The table below shows you how much monthly repayments will be based on the total order value.

Order
Value
Total
(Months)
Term
(Months)
Defer Term
(Months)
Deposit
(10%)
Monthly
Payments
£300 54 48 6 £30 £10.21
£500 54 48 6 £50 £17.02
£1000 60 48 12 £100 £38.78
£2,000 60 48 12 £200 £77.55

Countdown Interest Bearing Credit
Representative Example

Cash Price
£400

Deposit
£40

Loan Amount
£360

Representative APR
29.8%

Interest Rate
29.8% fixed

48 Monthly Repayments of
£15.51

Total Term of Loan Agreement (deferred for 12 months)
60 Months

Total Charge for Credit
£744.48

Total Amount Payable
£784.48

Early Settlement Fee
£29

If you require any further information about finance please call 01543 505 062

webbs logo hitachi euronics and retra

Simple, Smooth and Secure

Friendly, local values

Friendly, local values
We have been proudly serving the community for over 50 years. Whether it be advice on finance options or appliances, you're always welcome at our friendly showroom in Cannock.

UK based service

UK based service
Call us on 01543 505 062, e-mail via sales@webbs.tv or pop-in for a cup of tea - we're an experienced bunch!

Partnered with Hitachi

Partnered with Hitachi
We've teamed up with Hitachi PaybyFinance to offer great, easy to understand payment options. Apply 24 hours a day, in just a few minutes, with piece of mind to help you spread the cost.

Members of Euronics and RETRA

Members of Euronics and RETRA
We're members of Euronics, a buying group which allows us to offer the very best prices. We're also full members of RETRA, the trade association which guarantees fair trading.

Totally secure payments

Totally secure payments
We take the safety and security of our customers seriously. You can purchase with confidence, thanks to our secure payment facilities.

Our Customer Love Us

Our Customers Love Us!
Our customers shop with us time after time - and we love to hear that we've been recommended to family and friends. We want you to be happy during and after your purchase.

webbs logo hitachi euronics and retra

Frequently Asked Questions

Credit is provided by Hitachi Capital Consumer Finance, a division of Hitachi Capital (UK) PLC authorised and regulated by the Financial Conduct Authority.

• Up to 48 months 19.9% APR representative interest bearing finance
• Spread the cost with our interest bearing finance available online and in store.
• Our simple finance options allow you to spread the cost of your purchase over 24, 36, or 48 months.

• Buy now pay later with payments deferred for up to 12 months
• Spread the cost with our buy now pay later finance available online and in store.
• Our simple buy now pay later finance options allow you to spread the cost of your purchase over 48 months with an agreed deferral period.
• Monthly repayments will start 6, 10, or 12 months after signing your finance agreement.
• Settle your agreement within the agreed deferral period and pay just an early settlement fee of £29.00.

Just select the finance option on the checkout page or let the sales consultant know if you're buying in our store.

To apply for online finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more.
Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren't excluded from applying under their own names; however we will require the employment details of your spouse / partner in order to process your application.

Your monthly repayments will begin one month after your purchase has been delivered.

Applying for online finance couldn't be easier or more convenient. When you buy online from Webbs you have the choice of applying for finance by adding your purchase to the shopping basket, selecting the finance option, and completing an online application form. Just follow the simple instructions, entering your personal details as required and we'll do the rest.

The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will then be advised of how to sign the finance agreement and you will also receive an email confirming these details.

Please read the agreement carefully checking that all the details are correct, then either electronically sign the agreement or print and sign the agreement in both boxes. Post the signed agreement to the address shown on the covering letter of the agreement.

Following receipt of your finance agreement and a few additional checks, your goods will be dispatched.

Within minutes of your application being approved, you will be presented with the options to either e-sign or print and return your finance agreement.

If you choose to e-sign your agreement, a PDF of your agreement will be displayed on screen. You should read the agreement carefully before clicking all the relevant sections agreeing to its terms.

Once you have agreed to the terms of the finance agreement Webbs will be notified and you need do nothing more.

If you choose to print and return your agreement you should print the agreement, read it carefully and then sign the document following the instructions on the covering letter. This signed document should then be posted to the address shown on the covering letter of the finance agreement.

Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Hitachi Personal Finance. Shipment of your goods will follow soon after your agreement has been returned and received.

In addition to credit scoring, we also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though we are unable to provide you with a main reason for decline of your application, it is usually based on one, or a combination of the following:

• Your credit score (please note that every finance company will score you differently)
• Adverse credit reference agency information
• You are considered to be overcommitted
• You are aged under 18
• Your existing account performance with other lenders

Some of the information is public information, for example electoral roll, County Court.
Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.

You should send a cheque for £2.00 made payable to the relevant credit reference agency, together with details of all addresses at which you have lived over the last 6 years:

Experian Limited, Customer Support Centre, PO Box 9000, Nottingham, NG80 7WF
Equifax Ltd., Customer Service Centre, PO Box 10036, Leicester, LE3 4FS
Callcredit Limited, Consumer Services, PO Box 491, Leeds, LS3 1WZ


The above listed agencies will provide details of information relating to these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.

Yes. We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we'll automatically turn down a further request. We do suggest however, that you leave at least 6 months between applications.

In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant.

About Pay by Finance with Webbs

With Pay by Finance from Webbs - the choice is yours. Choose the payment plan that suits you and your purchase and follow the simple instructions for a smooth and secure process. Our simple payment plans let you spread the cost of your purchase across 24, 36 or 48 months by either applying online or in-store. We'll also help you choose the ideal appliances for you and your home, with the right features and take the hassle out of the delivery and installation for your with our second to none service. Call 01543 505 062 to have any questions answered by our friendly and knowledgeable team.